Personal Risk Insurance
Personal Risk Insurances are all about protecting your lifestyle if your health fails. There are a range of products available, designed to give your lifestyle the protection it deserves.
Life Insurance
Life Cover protects the lifestyle and future of your family and loved ones if you die. Would your family be able cope paying the bills or making mortgage repayments without your income? Would your business survive without your presence and knowledge? Life Cover pays a lump sum if you die prematurely. It is essential for people that care about their family, business or other who have financial commitments.
Total Permanent Disablement
Total Permanent Disability provides lump-sum payment, and financial peace of mind, should you become totally or permanently disabled and be unable to work through accident or illness.
Critical Illness Insurance
Serious illness, such as cancer, heart attack or stroke, is more common than most people think, and the cost of recovery can have huge impact on you, your family and your business. This cover pays a lump sum, designed to help you to survive financially while you take the time you need to recover.
Income Protection Insurance
Income protection can help protect you and your family from the financial impact when you are unable to work by providing you with a monthly payment if you are unable to work due to sickness or injury.
Health Insurance
If you, or a member of your family, require surgery or medical treatment then health cover allows you to do so at a private hospital at a time that suits you. It generally ensures that you avoid a long waiting list to receive essential treatment. Health Insurance gives you greater certainty in getting the highest quality and quickest treatment available which can help you return to work faster.
